🇲🇾 Malaysian Finance Calculators

EPF, income tax, PTPTN — free tools built for Malaysians.

4 calculators YA2025 rates 100% client-side No data collected Mobile friendly

Built for Malaysians. All calculations use official 2025 rates — EPF contribution tiers, YA2025 income tax brackets, and PTPTN's 1% ujrah rate. Results are estimates; consult LHDN or a licensed financial planner for official advice.

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EPF (KWSP) Retirement Calculator

Project your EPF balance at retirement. Includes employee (11%) and employer (12–13%) contributions plus dividend growth.

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Income Tax Calculator YA2025

Calculate your Malaysian income tax with all major reliefs — EPF, medical, lifestyle, children. See your effective tax rate.

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PTPTN Loan Repayment Calculator

Find your monthly PTPTN repayment, total interest, and payoff date. See how extra payments cut years off your loan.

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Zakat Calculator Malaysia 2025

Calculate income zakat, savings zakat, and business zakat. Based on 2025 nisab rates (RM22,428). Full breakdown by category.

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