Expense Ratio Calculator

See how fund fees silently erode your wealth. A 1% difference in fees costs you more than you think.

Your Investment

Initial Investment ($)

Monthly Contribution ($)

Annual Return Before Fees (%)

Investment Period (years)

Low-Fee Fund Expense Ratio (%) e.g. Vanguard VOO = 0.03%

High-Fee Fund Expense Ratio (%) e.g. Actively managed = 1%

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Lost to fees (fee drag over 30 years)

Low-Fee Fund

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High-Fee Fund

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Year-by-Year Comparison

Year	Low-Fee Balance	High-Fee Balance	Fee Drag