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Dollar Cost Averaging Calculator

See how investing fixed amounts consistently builds wealth over time

Your Investment Plan
Amount invested each month
S&P 500 historical avg ≈ 10%
Initial amount invested today (optional)
Total Invested
Portfolio Value
Total Gains
Year-by-Year Breakdown
Year Amount Invested Portfolio Value Total Gain Gain %

What is Dollar Cost Averaging?

Dollar cost averaging (DCA) is an investment strategy where you invest a fixed amount of money at regular intervals, regardless of the asset's price. When prices are low, your fixed amount buys more shares; when prices are high, it buys fewer — automatically reducing your average cost per share over time. DCA removes the pressure of trying to time the market and helps investors build wealth steadily through volatility.

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